VA Loans Made Easy
Your service and sacrifice has blessed countless lives. Thank you for your service. Because of your military service you are entitled to many benefits. Perhaps, the greatest is your VA Loan eligibility. Examine it and other available loan options with one of our VA loan experts. Together we’ll thoughtfully consider the costs, benefits and compare it to other mortgage loans available. Often, the conclusion is the same; The VA Loan perfectly fits your needs. In a few short minutes we can help you achieve your goal.
Here to Serve: The Top VA Loan Originators 2009, 2010
In 2009 and 2010 we worked with thousands of veterans to help them lower their mortgage rates saving countless families thousands and thousands of dollars. Some finally got to purchase that dream home to enjoy with their families. VA Loan program better than any. Many in our staff are also veterans. We have made it our mission to help Veterans obtain the very best mortgage possible. Learn more about VA Loan Group.Com
 Veterans
Propriatary buyer consultation folder provides you the mission critical info Free for you.
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 Veterans
Our average client in 2010 reduced their payment by $122 a month Saving thousands of dollars |
Why use a VA Loan |
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VA Loans for Purchase:
We have over 20 years experience in originating VA Loans. Dealing with professionals who take the time to fully educate you on the process makes all the difference. We have developed a proprietary consultation and folder to provide you to ensure that all mission critical information is covered. Don’t worry, we will educate you about the VA purchase loan and process. Complete details on our VA Purchase loans.
VA Loans Refinance:
VA Refinance Loans offer a few different options for refinancing your loan, most often a VA Streamline Refinance or a Cash Out Refinance. VA Refinances can be done to simply reduce your interest rate or loan term by doing a Streamline Refinance, or can be done to use the equity in your home to pay off other debts or pull cash out. Generally speaking both can be done with very little effort and minimal documentation required. Complete details on our VA Refinance loans.
VA Loan Comparison:
| Example: | VA Loan | Conventional Loan |
| Max Loan Amount: | 1000000+ | $417,000 |
| Credit Score: | No VA Requirement | 620+ |
| Down Payment: | 0% | 5%+ |
| Interest Rate: | Current market | .25% + higher |
| Assumability: | Yes | No |
| Mortgage Insurance: | No | Yes |
There is much more to consider than the general parameters listed above. To fully understand the VA Loan and how it applies to your situation contact us. We look forward to helping you save money by refinancing or helping you purchase that new home.
Learn about VA Rates
Part of the VA loan process is selecting a VA Rate. The interest rate available to you will vary according to loan product. The interest rate on your VA loan impacts your mortgage payment so it is important to get the lowest VA Rate possible. While interest rate impacts payment and is a factor, another factor on your transaction, is professionalism and experience of the team you’ve selected to help you close. Knowing you can and will close as agreed is perhaps of equal importance. Learn the complete details on VA Rates.
“Rest assured my wife & I are Ecstatic & thoroughly satistied with all you have done to help us with this refinancing transaction. Everything went extremely well & you are to be commended for your expertise. Your knowledge & caring have probably saved us money & headaches down the road. Again, thanks for all your help & we would not hesitate in dealing with you in the future.” 
“Thank you for the assistance provided to me by Sr. Mortgage Planner Clemente Ardene. Mr. Ardene patiently walked me through the difficult process of refinancing my VA loan at a lower interest rate, and so much more. There were two properties involved, and Mr. Ardene managed to assemble a product that combined both under a single new loan with a lower interest rate that saves me over $1,100 per month.”